Compulsory motor third-party liability (OGPO) calculator

Compulsory civil liability insurance for vehicle owners. The rate is the same at all insurance companies — it is set by law.

Owner

Individual Legal entity

Vehicle

Where registered

Locality

Regional center or city of regional significance Other city, town or village

Type

Year of manufacture

Drivers permitted to drive

If there are several drivers, the highest coefficient applies. You can find out your bonus-malus class from an agent or on the ESBD portal.

Organization Organization's bonus-malus class

For legal entities, a coefficient of 1,2 is applied instead of the driver's age and experience. A policy is issued for each vehicle.

Insurance term

1 year Less than a year days

Estimated policy cost

per year:

How it's calculated

Base premium ( MCI)

Запросить расчёт у специалиста

Send the calculation — an agent from the association's registry will call you back and check the data against the Unified Insurance Database (ESBD).

Name

Phone

I consent to the processing of personal data

Or choose an agent in the registry

This is an estimate and not an offer. Tariffs — Article 19 of the RK Law "On Compulsory Civil Liability Insurance of Vehicle Owners"; adjustment coefficients — ARDFM Resolution No. 72 of 13.11.2025. MCI for 2026 — 4 325 ₸. The insurance company may change the adjustment coefficient by no more than 10%.