CASCO programs
31 July 2013 Reading: 4 min Views: 5 013
CASCO: many motor insurance programs are launched on the market every year
Motor CASCO Programmes and Motor CASCO Rates
A car, being a source of increased danger and at the same time an expensive pleasure, needs daily care from its owner. How can you protect yourself from trouble on the road and surprises when using your car? Many of these questions can be answered in different ways: Compulsory insurance, a guarded car park, an alarm system, Motor insurance, Motor CASCO. All of these answers are correct, but only motor insurance makes it possible to recover all unforeseen losses.
The Minimum Programme!
Motor insurance with minimum costs but maximum losses, as specialists jokingly call it, because when such a minimal premium is paid, what can one expect from the payouts?
- Road traffic accident
Tonight the alarm went off several times… A car was stolen in the next courtyard… This morning you were cut off several times… On your way to work you witnessed a road accident…
How many such situations set car owners' nerves on edge???
Car insurance is a reliable way to protect your financial well-being.
Advantages of the 3% Programme
Rate: 3% of the car's value, but not less than KZT 15,000.
The 3.5% Programme. Have you bought a car from a dealership? Congratulations! Take care of it!!!
A beautiful, new and, most importantly, beloved car… You want to keep every speck of dust off it… But on the road you cannot vouch for the skill of other drivers… And there is no guarantee that, having left your car unattended, you will not find it damaged… And fraudsters can get past even the most reliable car alarm…
Guarantees are never superfluous! Take care of your shiny, beloved car!
Advantages of the 3.5% Programme
Rate: 3.5% of the sum insured, but not less than KZT 15,000.
The «VIP CASCO» Programme. This programme is for you if you wish to receive the insurance payout in full.
Advantages of the «VIP CASCO» Programme:
- Payouts without calling the traffic police to the accident scene and without submitting traffic police documents;
- Compensation for damage you cause to third-party property up to 600 MCI;
- Payouts based on the invoice of a specialised service centre;
- Payouts without deduction for the car's depreciation;
- The insurance contract remains in force until the limit is exhausted;
- No deductible for damage;
- Tow truck services available in the city of Almaty;
- The option to reinstate the sum insured after insurance payouts have been made;
- A flexible system of discounts for claim-free clients who renew their insurance contract.
An insured event is damage to or loss of the car as a result of the following events:
- road traffic accident (RTA);
- fire, explosion;
- natural disaster (landslide, rockfall, storm, whirlwind, hurricane, flood, downpour, hail, lightning strike);
- breakage of the insured vehicle's glass as a result of stones thrown up from under a moving vehicle;
- unlawful acts of third parties (theft of the vehicle, hooliganism, intentional destruction of another's property);
- falling of various foreign objects;
- theft, robbery, armed robbery.
