CASCO motor insurance

Auto CASCO, voluntary motor vehicle insurance, CASCO — all of these are one type of insurance

CASCO motor insurance is a voluntary type of car insurance.

A CASCO policy protects against the following risks:

• Road traffic accidents
• Unlawful acts of third parties
• Vehicle theft
• Falling objects (trees and branches, stones, snow and ice, parts of buildings and objects thrown from windows)
• Overturning
• Collision with stationary or moving objects, namely: structures, obstacles, animals, trees
• Fire, explosion
• Natural disasters

Auto CASCO, or a voluntary car insurance contract, is designed to protect against the most likely risks, as well as against all risks and all incidents that may happen to an expensive car.

The insurance programmes deserve special attention; they can be roughly divided into three groups:

Economy motor insurance programme, or low-cost insurance

This programme protects the vehicle against the main risk — a road traffic accident.

Cost of the economy motor insurance programme

The cost is the insurance premium that the insurance company's client must pay for their risk, but the starting point is, of course, the rate. The insurance rate for this type of insurance ranges from 0.6% to 2% of the value of the car.

Key advantages of the economy insurance programme

· An economical price for motor insurance.

· Covers the most common insured risk — road traffic accidents.

· The motor insurance is valid for one year without any restrictions

Deductible — the policyholder's own participation in covering their losses

Deductible for damage: from 1% of the sum insured, but not less than 10,000 tenge.
Deductible for theft, total loss and destruction: 10%.

Business motor insurance programme

For owners of business-class cars and for those for whom it is important to cover all the most likely risks of loss of or damage to the car as fully as possible, the right choice is the Business motor insurance programme

Advantages of the business motor insurance programme

· The motor insurance covers practically all of the most likely insured risks: road traffic accidents, fire, explosion, lightning strike, natural disasters, unlawful acts of third parties, car theft and robbery.

· An emergency commissioner is provided, who will promptly come to the scene of the accident or other incident and coordinate the actions.

· Protection 24 hours a day throughout the entire territory of the Republic of Kazakhstan.

How much does motor insurance cost

The insurance rate is set in the range of 3% to 4.5% of the value of the car

Deductible
Deductible for damage: from 1% of the sum insured, but not less than 10,000 tenge.
Deductible for theft, total loss and destruction: 10%.

Elite motor insurance programme

We recommend this type of insurance to absolutely all car owners, but this type of motor insurance will be of particular interest to wealthy individuals or companies that own premium-class vehicles.

Advantages of the Elite motor insurance programme

· This type of insurance includes all risks.

· The car will be repaired at a specialised service station.

· A tow truck is provided in major cities of Kazakhstan.

How much does motor insurance cost

Deductible

Deductible for damage: 1% of the sum insured, but not less than 10,000 tenge.
Deductible for theft, total loss and destruction: 10%.

Motor insurance is a reliable tool for protecting against risks, as it provides full protection for the vehicle. Motor insurance is a unique tool, and if the manager offers you the right motor insurance option, you will certainly be satisfied with your decision to conclude a motor insurance contract.